Tell a friend 
  Welcome   Braces   Invisalign   Whitening   Orthodontic Problems   Emergencies   Videos  
  AND/OR   Button not working?
Intro to Braces
Considering Braces
Cost of Braces
Getting Braces
Living with Braces
Removing Braces
Find an Orthodontist
In-House Financing
By Isaac Yue, DMD, MS
Board Certified Orthodontist
Bookmark and Share

In-House Financing
Flexible Spending Account (FSA)
Third-Party Financing
Orthodontic Dental Insurance

There are many ways to finance orthodontic treatment. The five most common financing options for orthodontic braces or Invisalign are: 1) payment in full, 2) in-house financing, 3) dental insurance with orthodontics coverage, 4) flexible spending accounts (FSAs), and 5) third party financing. Some methods may be advantageous to the patient by making use of their employee benefits, obtaining financing at low to no interest, and reducing their overall tax exposure. For patients that have no orthodontic coverage as part of their dental insurance, the cost for orthodontics will be entirely out of pocket. Again, orthodontists are trying to make treatment available to everyone and will often work with you by offering no interest financing plans. For those who have orthodontic coverage the out of pocket amount will be reduced, but not alleviated. Therefore the following methods apply to nearly all orthodontic patients.

Payment in full
In many cases the orthodontic office will offer a discount for payment in full due to less administration and saved postage. Some offices may offer a discount as a percentage of your fee, while other offices may choose to offer a specific dollar amount.

In-house financing
In-house financing is generally zero interest, requires a down payment, and the remainder of the fee is spread out over the estimated treatment time for your convenience. The great news is that there is no extra charge for finishing your treatment sooner!

<<Bracesquestions Home

Dr. Yue is a Board Certified Orthodontist practicing in Chicago, Illinois. Read more about Dr. Yue.


Brushing With Braces
Braces Problems Video
Welcome | Braces | Invisalign | Whitening | Orthodontic Problems | Emergencies | Videos | Sitemap
Braces Intro | Considering Braces | Braces Cost | Getting Braces | Braces Living | Removing Braces | Braces-ipedia | Find an Orthodontist
Terms of use | Privacy Policy | Add/Edit Orthodontic Listing | Advertise | About Us | Contact Us | Press | Links | Blog
©2009, LLC. All rights reserved.